RESIDENTS at some shared ownership properties in Huntingdon have been told they cannot sell their homes because a clause is missing from the lease. Sarah Doherty, 26, told The Hunts Post that she had been trying to sell her property in Ashton Gardens for more than a year, but said the lease with social landlord, the Luminus Group, has made it virtually impossible. She said that the mortgagee protection clause (MPC) is missing and that is putting off mortgage lenders and potential buyers. The clause is designed to provide added protection to a mortgage lender should there be a default on a mortgage and they have to take possession of a property. Some of the financial risk is transferred to the housing authority which owns part of the property. Both the Homes & Communities Agency and the Council of Mortgage Lenders told The Hunts Post that the MPC is a fundamental clause required by virtually all mortgage lenders. Mrs Doherty said she lost a buyer in November who pulled out after discovering the clause was missing. She is six months pregnant and said the stress of the situation has resulted in her taking time off work.